Credit freeze offers financial protection against identity thieves
Cybercriminals exchange stolen usernames and passwords by the hundreds of millions and test other services to see if those same connections work elsewhere. Most may not panic at the thought of someone walking into your room. MySpace Profile or even your Pandora or Netflix accounts through these illicit means.
But online black markets exchange all kinds of user data, and skilled identity thieves can collect enough data to apply for lines of credit with what they collect, including social security numbers and dates of birth.